Insurance & Rates

I am in-network with Optum/United/UMR. As of 05/10/2026, I will no longer be in network with Anthem BCBS. I strongly recommend contacting your insurance company to confirm I am in-network by providing my full name and NPI # (1588294573). I don't call insurance to verify your benefits. Additional instructions are below.

• CPT Code 90791: Diagnostic Interview <55 minutes $225
• CPT Code 90837: Individual Psychotherapy  53+ minutes $185/Session
• CPT Code 90834: Individual Psychotherapy 37-52 minutes $185/Session
• CPT Code 90832: Individual Psychotherapy <37 minutes $125/Session
• CPT Code 90853: Group Psychotherapy $50/Session

Please note that fees listed are prior to any insurance adjustments so your cost will likely be lower if services are in-network. Because each insurance plan is different, I recommend you call your insurance company and ask them:

• What is your co-pay/co-insurance and how does your deductible impact your payment responsibility? 
• Are there session limits per year? 
• Do any of the CPT codes (listed above) require pre-authorization?
• Are there any differences in reimbursement rates depending on if telehealth or in person sessions are billed?
• Are there any mental health services/codes/diagnoses that are not covered?

If it is determined that you have a co-pay/co-insurance, that amount will be charged at the time of session. If I am in network with your insurance, I will submit claims to your insurance on your behalf and usually hear back with an explanation of benefits within 1-4 weeks.

I may adjust my rates at any point during the year and will give you a notice of at least 60 days if rates change.

If you choose to self-pay for services, rather than going through your insurance, you will be provided the No Surprises Act (NSA) and a Good Faith Estimate (GFE). The NSA and GFE provide transparency in fees associated with healthcare services. You are required to sign the Good Faith Estimate paperwork prior to starting services. Payment is due at the time of services.

If I am not in-network with your insurance, you still may be eligible for reimbursement if you have out-of-network benefits. I can provide you with a monthly superbill that you can use to submit to your insurance for reimbursement, if you are eligible. A superbill provides a diagnosis and CPT code used; so, please take this into consideration if you are not interested in or want a record of a diagnosis. In addition, I cannot guarantee that your insurance company will reimburse you even if I provide you with a superbill.

Ask your health insurance company if you have out-of-network (OON) benefits for mental health. If you do, ask:

• What is my out-of-network deductible?
• What percentage will be reimbursed after I meet my deductible?
• What is the “allowed amount” for CPT code 90791 (diagnostic interview), 90837, 90834, and 90832 (individual therapy), or 90853 (group therapy)?

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Meeting Your OON Deductible

• Your plan may require you to pay a set amount (your OON deductible) before they begin reimbursing you.
• Example: 
  • OON Deductible: $6,000
  • Reimbursement rate: 50% after deductible
  • Allowed amount (what your insurance will base reimbursement on, which may be less than my fee): $140

Reimbursement Begins After Deductible Is Met

• Once your deductible is met, your insurance will reimburse you a set percentage (this varies depending on the insurance plan) of the allowed amount per session.
• Please note that the “allowed amount” may be lower than our session fee, so your reimbursement will be based on that lower number.
• In other words, my fee is $185. If the "allowed amount" is $140, your insurance reimburses at 50% once your OON deductible is met, you will be reimbursed $70.

• Many clients choose to pay for services using their Health Savings Account (HSA) or Flexible Spending Account (FSA)​
• You can use your HSA/FSA debit card just like you would a regular credit or debit card.
• I also accept all other credit and debit cards securely through the client portal.